Why Bay Equity Lending?
Our loan officers are knowledgeable and experienced professionals who take a consultative approach to ensure you understand your options and can make an informed decision. They have the expertise to guide you through the entire mortgage process, from pre-qualification to closing. Our team takes pride in providing the highest level of customer service and will work to ensure all your questions are answered in a timely manner. With Bay Equity Lending, you can trust that you are in good hands.
My name is Fernando Vicente, and I’m a Mortgage Loan Officer with Bay Equity Lending, Inc.
With over a decade of experience in the mortgage and real estate industry, I’ve had the privilege of guiding countless families and first-time buyers throughout Watsonville, Santa Cruz County, Monterey County, and across California toward achieving their dream of homeownership.
I understand that buying a home is one of life’s most meaningful milestones, and my mission is to make that journey as clear, stress-free, and rewarding as possible. I take the time to listen to each client’s goals and financial picture, then craft mortgage solutions that fit their unique needs — whether it’s a first home, a move-up purchase, or an investment property.
Through years of collaboration with local real estate professionals, I’ve built a strong network dedicated to helping clients succeed. I take pride in offering transparent communication, competitive loan options, and genuine guidance every step of the way.
Whether you’re ready to get pre-qualified today or simply exploring your next move, I’m here to ensure you feel confident, informed, and supported throughout the process.
I look forward to hearing from you.
Call Fernando with Direct: 831-234-0336
[email protected]
Why Bay Equity Lending?
Our loan officers are knowledgeable and experienced professionals who take a consultative approach to ensure you understand your options and can make an informed decision. They have the expertise to guide you through the entire mortgage process, from pre-qualification to closing. Our team takes pride in providing the highest level of customer service and will work to ensure all your questions are answered in a timely manner. With Bay Equity Lending, you can trust that you are in good hands.
My name is Fernando Vicente, and I’m a Mortgage Loan Officer with Bay Equity Lending, Inc.
With over a decade of experience in the mortgage and real estate industry, I’ve had the privilege of guiding countless families and first-time buyers throughout Watsonville, Santa Cruz County, Monterey County, and across California toward achieving their dream of homeownership.
I understand that buying a home is one of life’s most meaningful milestones, and my mission is to make that journey as clear, stress-free, and rewarding as possible. I take the time to listen to each client’s goals and financial picture, then craft mortgage solutions that fit their unique needs — whether it’s a first home, a move-up purchase, or an investment property.
Through years of collaboration with local real estate professionals, I’ve built a strong network dedicated to helping clients succeed. I take pride in offering transparent communication, competitive loan options, and genuine guidance every step of the way.
Whether you’re ready to get pre-qualified today or simply exploring your next move, I’m here to ensure you feel confident, informed, and supported throughout the process.
I look forward to hearing from you.
Call Fernando with Direct: 831-234-0336
[email protected]
Why Bay Equity Lending?
Our loan officers are knowledgeable and experienced professionals who take a consultative approach to ensure you understand your options and can make an informed decision. They have the expertise to guide you through the entire mortgage process, from pre-qualification to closing. Our team takes pride in providing the highest level of customer service and will work to ensure all your questions are answered in a timely manner. With Bay Equity Lending, you can trust that you are in good hands.
My name is Fernando Vicente, and I’m a Mortgage Loan Officer with Bay Equity Lending, Inc.
With over a decade of experience in the mortgage and real estate industry, I’ve had the privilege of guiding countless families and first-time buyers throughout Watsonville, Santa Cruz County, Monterey County, and across California toward achieving their dream of homeownership.
I understand that buying a home is one of life’s most meaningful milestones, and my mission is to make that journey as clear, stress-free, and rewarding as possible. I take the time to listen to each client’s goals and financial picture, then craft mortgage solutions that fit their unique needs — whether it’s a first home, a move-up purchase, or an investment property.
Through years of collaboration with local real estate professionals, I’ve built a strong network dedicated to helping clients succeed. I take pride in offering transparent communication, competitive loan options, and genuine guidance every step of the way.
Whether you’re ready to get pre-qualified today or simply exploring your next move, I’m here to ensure you feel confident, informed, and supported throughout the process.
I look forward to hearing from you.
Call Fernando with Direct: 831-234-0336
[email protected]
