Our Team at
Bay Equity Lending

Our loan officers are knowledgeable and experienced professionals who take a consultative approach to ensure you understand your options and can make an informed decision. They have the expertise to guide you through the entire mortgage process, from pre-qualification to closing. Our team takes pride in providing the highest level of customer service and will work to ensure all your questions are answered in a timely manner. With Bay Equity Lending, you can trust that you are in good hands.

Fernando Vicente - Mortgage Consultant

My name is Fernando Vicente, and I’m a Mortgage Loan Officer with Bay Equity Lending, Inc.

With over a decade of experience in the mortgage and real estate industry, I’ve had the privilege of guiding countless families and first-time buyers throughout Watsonville, Santa Cruz County, Monterey County, and across California toward achieving their dream of homeownership.

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Rodolfo F. Anaya - Broker

Rodolfo F. Anaya is a veteran mortgage and real estate finance executive with over 40 years of leadership experience. As President of Prime Home Loans Inc., he drives company strategy, builds high-performing teams, and manages investor relations. Known for his expertise in FHA, VA, and Conventional financing, Rodolfo has consistently expanded market presence and streamlined operations across multiple firms, earning recognition as both a top producer and trusted industry leader.

READ MORE >>

Our Team at
Bay Equity Lending

Our loan officers are knowledgeable and experienced professionals who take a consultative approach to ensure you understand your options and can make an informed decision. They have the expertise to guide you through the entire mortgage process, from pre-qualification to closing. Our team takes pride in providing the highest level of customer service and will work to ensure all your questions are answered in a timely manner. With Bay Equity Lending, you can trust that you are in good hands.

Fernando Vicente - Mortgage Consultant

My name is Fernando Vicente, and I’m a Mortgage Loan Officer with Bay Equity Lending, Inc.

With over a decade of experience in the mortgage and real estate industry, I’ve had the privilege of guiding countless families and first-time buyers throughout Watsonville, Santa Cruz County, Monterey County, and across California toward achieving their dream of homeownership.

READ MORE >>

Rodolfo F. Anaya - Broker

Rodolfo F. Anaya is a veteran mortgage and real estate finance executive with over 40 years of leadership experience. As President of Prime Home Loans Inc., he drives company strategy, builds high-performing teams, and manages investor relations. Known for his expertise in FHA, VA, and Conventional financing, Rodolfo has consistently expanded market presence and streamlined operations across multiple firms, earning recognition as both a top producer and trusted industry leader.

READ MORE >>

Our Team at
Bay Equity Lending

Our loan officers are knowledgeable and experienced professionals who take a consultative approach to ensure you understand your options and can make an informed decision. They have the expertise to guide you through the entire mortgage process, from pre-qualification to closing. Our team takes pride in providing the highest level of customer service and will work to ensure all your questions are answered in a timely manner. With Bay Equity Lending, you can trust that you are in good hands.

Fernando Vicente - Mortgage Consultant

My name is Fernando Vicente, and I’m a Mortgage Loan Officer with Bay Equity Lending, Inc.

With over a decade of experience in the mortgage and real estate industry, I’ve had the privilege of guiding countless families and first-time buyers throughout Watsonville, Santa Cruz County, Monterey County, and across California toward achieving their dream of homeownership.

READ MORE >>

Rodolfo F. Anaya - Broker

Rodolfo F. Anaya is a veteran mortgage and real estate finance executive with over 40 years of leadership experience. As President of Prime Home Loans Inc., he drives company strategy, builds high-performing teams, and manages investor relations. Known for his expertise in FHA, VA, and Conventional financing, Rodolfo has consistently expanded market presence and streamlined operations across multiple firms, earning recognition as both a top producer and trusted industry leader.

READ MORE >>

Don’t take our word for it!

At Bay Equity we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

Follow Us

Don’t take our word for it!

At Bay Equity we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

Follow Us

We recognize that your needs are unique, and we would love to find out exactly how we can be of service to you.

Experience the Bay Equity Lending Difference!

We recognize that your needs are unique, and we would love to find out exactly how we can be of service to you.

Experience the
Bay Equity Lending Difference!

We recognize that your needs are unique, and we would love to find out exactly how we can be of service to you.

Experience the Bay Equity Lending Difference!

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