FIRST TIME HOME BUYERS
FIRST TIME HOME BUYERS
FIRST TIME HOME BUYERS
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor.
Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can. At Bay Equity Lending, we are dedicated to finding the loan that fits your individual needs.
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor.
Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can. At Bay Equity Lending, we are dedicated to finding the loan that fits your individual needs.
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor.
Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can. At Bay Equity Lending, we are dedicated to finding the loan that fits your individual needs.
You don’t need 20% down to settle down!
VA/USDA loans with as little as 0% down
Conventional loans with as little as 3% down
FHA loans with as little as 3.5% down
Down Payment Assistance available
It’s easier than ever to qualify
for your dream home!
Total Spent in Renting Over the Years
*For entertainment purposes only*
Based on a 4% adjusted annually. Example: Initial rent $2,500mo, in 10 years rent will be $3,558mo)
You don’t need 20% down to settle down!
VA/USDA loans with as little as 0% down
Conventional loans with as little as 3% down
FHA loans with as little as 3.5% down
Down Payment Assistance available
It’s easier than ever to qualify
for your dream home!
Total Spent in Renting Over the Years
*For entertainment purposes only*
Based on a 4% adjusted annually. Example: Initial rent $2,500mo, in 10 years rent will be $3,558mo)
You don’t need 20% down to settle down!
VA/USDA loans with as little as 0% down
Conventional loans with as little as 3% down
FHA loans with as little as 3.5% down
Down Payment Assistance available
It’s easier than ever to qualify for your dream home!
Total Spent in Renting Over the Years
*For entertainment purposes only*
Based on a 4% adjusted annually. Example: Initial rent $2,500mo, in 10 years rent will be $3,558mo)
Getting Started & Pre-Qualifying
Contact Bay Equity Lending to discuss options. If you are ready to move forward see below.
Documents You Will Need for the initial review:
2 years W2’s
2 most recent paystubs
Most recent bank statement for proof of down payment
Getting Started & Pre-Qualifying
Contact Bay Equity Lending to discuss options. If you are ready to move forward see below.
Documents You Will Need for the initial review:
2 years W2’s
2 most recent paystubs
Most recent bank statement for proof of down payment
Getting Started &
Pre-Qualifying
Contact Bay Equity Lending to discuss options. If you are ready to move forward see below.
Documents You Will Need for the initial review:
2 years W2’s
2 most recent paystubs
Most recent bank statement for proof of down payment
We recognize that your needs are unique, and we would love to find out exactly how we can be of service to you.
Experience the Bay Equity Lending Difference!
We recognize that your needs are unique, and we would love to find out exactly how we can be of service to you.
Experience the Bay Equity Lending Difference!
Don’t take our word for it!
At Bay Equity we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
Fernando is an excellent mortgage broker! He helped my wife and I understand the entire loan process during the search for our first home. He guided us every step of the way and he was always available to answer all of our questions and address our concerns. His knowledge, attention... to detail, and great customer service made us very grateful to have worked with him. It was evident that he always had our best interest at heart. We highly recommend him to anyone looking for a loan officer. We look forward to working with him again in the future!read more
I am beyond pleased for the work, time and dedication Fernando gave us during our home buying process. He was always professional, attentive, he went the extra mile to get us financing and he was one of the most diligent communicative professionals we’ve worked with. His knowledge... made the process faster and smoother, his is a delight to work with. We were very thankful to have him in our corner. I highly recommend him. Thank you, Fernando.read more
We couldn’t have chosen a better lender, we had a 5 star service with Fernando! He was extremely helpful throughout the entire process of buying our house. He explained everything in detail and answered any questions we had. He also took the time to make sure he explained every... option available out there for us and was very patient and helpful. We appreciate how Fernando makes himself available for any questions or concerned you may have. He is great at what he does, I would definitely recommend him to family and friends.read more
This is our second time working with Fernando, and once again we had the best loan process experience. Fernando goes above and beyond to make the process as smooth as possible by making himself available to answer any of your questions and concerns before, during and after the whole... process. Not only does Fernando treat you with kindness and respect but he treats you like family. I have recommended Fernando to friends and family and will continue to do so. Thank you for everything Fernando!read more
Fernando Vicente is such an amazing person. He is very knowledgeable, patient and kind. He helped me every step of the way with a positive attitude. Whenever I had doubts about something he would patiently explain it to me over again. I am very grateful for all the support I received... from him. Thank you!read more
